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Keeping finances in mind

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Keeping finances in mind

Peter Bance, entrepreneur in residence at Octopus Investments, discusses why it is so important for small businesses to be constantly thinking about cash flow and funding.

Ben Lobel |

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Introduction to start-up finance

Most start-up businesses do not have access to swathes of investment. It will often be personal savings that get a company off the ground for many novice entrepreneurs. Here are the main avenues for cash.

Finance round

Guide

Finance round

Knitting wool wholesaler Artesano raised £65,000 on Funding Circle, which matches lenders with businesses online.

Borrowing from family and friends

Guide

Borrowing from family and friends

At some stage, your business will need to get its hands on capital. If it’s below the radar of outside investors and bankers are giving you the cold shoulder, you may consider tapping your friends and family for investment.

What type of short-term finance would you consider?

Get funding from the Angels

Guide

Get funding from the Angels

If you are thinking about starting or growing a business, one of the toughest challenges you will face is securing funding for the project. 

Becoming an angel investor

Guide

Becoming an angel investor

Becoming a business angel can be hugely rewarding, personally and financially, but it’s not as easy as they make it look on the TV.

Angel delight

Guide

Angel delight

Angel investors are fast becoming the only funding option for early-stage companies. SmallBusiness.co.uk investigates.

Finance options for start-ups

Guide

Finance options for start-ups

Rose Lewis, a partner at financial consultancy Pembridge Partners, explains the various financial alternatives for the intrepid small business owner when a bank decides to play hardball.

Small business finance

Guide

Small business finance

Alistair Darling's 2010 Budget highlighted the problems many SMEs have in obtaining finance. If you are finding it difficult to get a conventional business loan from the bank there are alternative sources of finance available.

Angel funding: the ten deadly sins

Guide

Angel funding: the ten deadly sins

When it comes to trying to raise finance, angel funding could be the blessing you’ve been looking for. Here we give you our top tips on what to avoid in order to get that god-sent investment.

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