Borrowing from family

Feb 26 2008

You do not mention what the status of your business is – sole trader or limited company. Assuming the business is a sole trader the loan can be shown in the accounts as a debt. There is no tax liability arising from receiving this loan. Repayments should be made from your business bank account.

You should have an agreement in writing which could be produced to HMRC if necessary. The parties to the loan, the amount of the loan and the period over which it is scheduled to be repaid, details of any security together with any other terms should be detailed. If should be signed and dated.

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