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My bank is forcing me to restructure my overdraft

Expert view

My bank is forcing me to restructure my overdraft

My bank is forcing me to restructure my overdraft into a loan. It will be more expensive and in 4-6 months’ time I may not even need an overdraft. Through circumstance I have never signed a directors' guarantor for the overdraft. Can they still force me into this position?

Jason Oakley |

Do you respond to comments about your business on social media?

Credit check for business account

Expert view

Credit check for business account

My business partner and I recently were rejected for a business account application. (My credit score is excellent). Is a credit check performed only on a company director (my business partner) or the company secretary (myself) as well?

Claim Back Mis-Sold Loan Protection

Guide

Claim Back Mis-Sold Loan Protection

Have you taken out a loan or a credit card in the last 10 years? If so, you may have been mis-sold loan insurance, and could claim compensation for this.

Get investing

Comment & opinion

Get investing

When cash savings rates are low, some people start thinking about putting their money into investments and there are plenty to choose from.

Ben Lobel |

The reality of bank loans in 2011

Guide

The reality of bank loans in 2011

The banks say they are lending; businesses see otherwise. SmallBusiness.co.uk talks to both sides about the reality of financing hopes for enterprise this year.

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