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Latest Small business insurance Questions & Answers

What insurance do I need for an online jewellery business?

I am starting an online jewellery business. The jewellery I sell will be handmade. And it's run at home. What type of insurance would I need for this?

Will my past insolvency affect business insurance?

Some 23 years ago my company took voluntary insolvency. I entered into an IVA with the bank and paid what was due. I now have a new business and insurance companies want to know if I was ever insolvent. Will this stop me being insured?

Business Insurance required for selling support bandages

I'm starting a business selling support bandages from home. I will be a sole trader with no employees. Can you advise me what insurance I may need?

Indemnity insurance overseas

A UAE consulting limited company requires public liability and professional indemnity insurance for getting work from UK-based clients. What are the options for an overseas-based company to get UK pound-denominated insurance?

Insurance for agency temps

Who is liable for insurance for temporary staff when employed through a temp agency and working for me as self-employed? There is no written contract between the temp agency and myself.

Personal Liabiilty Insurance

How do you go about getting Personal Liability Insurance to enable you to approach businesses for work if you are a painter and decorator

National insurance contributions: Which class?

Both my wife and I work full-time and pay Class 1 National Insurance contributions (NICs) and we own a small residential home and pay Class 4 NICs. We are now asked to pay Class 2 NICS as self-employed people. Is this right?

Business insurance: choosing the right type

Please could you advise me on what insurance I should take out. I employ three men who are all self-employed to work for me.

Do I have to have employer's liability insurance?

Do I have to have employer's liability insurance?

Do charity shops have to display a Public Liability Certificate?

Is it compulsory for charity shops to display a Public Liability Certificate?

Do we have to have employers' liability insurance?

If I co-own a company with another director, and we have no other employees, do we have to have employers' liability insurance and what is the cheapest?

Does a company need any insurance if it has just one employee but two directors?

Does a company need any insurance if it has just one employee but two directors? If I do would that still be the case with just one director who is the employee?

Service providers for franchisees

Can my franchisor dictate to me which service providers I must use, in particular the supplier of my business insurance?

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